PHP实现财务审核通过后返现金额到客户的功能

应用场景：

有这么一个返现的系统，当前端客户发起提现的时候，后端就要通过审核这笔返现订单，才可以返现到客户的账号里。

来看看下面的截图

这里的业务场景就是经过两轮审核：销售审核，财务审核都通过后，后端就会付款一笔钱到客户，当然，这里财务审核会有很多种情况，不通过与通过，通过后直接付款又有很多种情况，详细可以查看微信付款到零钱的文档。下面就来看看具体你的代码实现

微信支付配置

1，数据表大概如下

CREATE TABLE `zmq_weixin_config` (
 `id` int(1) unsigned NOT NULL AUTO_INCREMENT COMMENT '微信公众平台编号，自增id',
 `weixin_name` varchar(10) NOT NULL COMMENT '微信公众平台名称',
 `token` varchar(100) NOT NULL,
 `appid` char(18) NOT NULL,
 `appsecret` char(32) NOT NULL,
 `access_token` varchar(300) NOT NULL,
 `api_ticket` varchar(300) DEFAULT NULL COMMENT '微信卡包api_ticket',
 `api_ticket_expired_at` datetime DEFAULT NULL COMMENT '微信卡包api_ticket过期时间',
 `mchid` varchar(20) DEFAULT NULL COMMENT '商户号',
 `mchkey` varchar(50) DEFAULT NULL COMMENT '支付密钥',
 `expired_at` timestamp NULL DEFAULT NULL COMMENT 'access_token过期时间，会自动更新',
 `updated_at` timestamp NULL DEFAULT NULL COMMENT '记录更新时间',
 `created_at` timestamp NULL DEFAULT NULL COMMENT '创建时间',
 `sort_order` smallint(5) NOT NULL DEFAULT '0' COMMENT '排序',
 `points_url` varchar(100) DEFAULT NULL,
 PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=11 DEFAULT CHARSET=utf8 CHECKSUM=1 DELAY_KEY_WRITE=1 ROW_FORMAT=DYNAMIC COMMENT='微信配置表';

2 .config的配置方法

/**
 * 获取微信支付配置
 * 这里我是把配置信息存储在数据表里，方便调用
 * $param是从controller里传值过来：weixin_config_id，notify_url
 * @return array
 */
public function getWechatConfig($param)
{
  $weixin = WeixinConfigBaseModel::find($param['weixin_config_id']);
  if (empty($weixin)) {
    throw new Exception('微信配置ID错误');
  }

  return [
    'wechat' =>[
      $app_id => $weixin->appid,
      'mch_id' => $weixin->mchid,
      'notify_url' => empty($param['notify_url']) ? '' : $param['notify_url'], //回调url
      'key' => $weixin->mchkey,
      'cert_client' => resource_path().'/wechat/'.$weixin->id.'/apiclient_cert.pem', //证书与key
      'cert_key' => resource_path().'/wechat/'.$weixin->id.'/apiclient_key.pem',
    ]
  ];
}

企业付款到个人零钱核心代码

/**
 * 获取微信支付配置
 * 这里我是把配置信息存储在数据表里，方便调用
 * $param是从controller里传值过来：weixin_config_id，notify_url
 * @return array
 */
public function getWechatConfig($param)
{
  $weixin = WeixinConfigBaseModel::find($param['weixin_config_id']);
  if (empty($weixin)) {
    throw new Exception('微信配置ID错误');
  }

  return [
    'wechat' =>[
      $app_id => $weixin->appid,
      'mch_id' => $weixin->mchid,
      'notify_url' => empty($param['notify_url']) ? '' : $param['notify_url'], //回调url
      'key' => $weixin->mchkey,
      'cert_client' => resource_path().'/wechat/'.$weixin->id.'/apiclient_cert.pem', //证书与key
      'cert_key' => resource_path().'/wechat/'.$weixin->id.'/apiclient_key.pem',
    ]
  ];
}

财务审核，也就是微信返现到零钱，这个时候会返回成功结果，或者是各种不成功的结果

这里我用一个方法封装

//财务审核
if($param['status'] == 2){

  //判断返现金额与修改后的金额
  if($before_rebate_amount != $param['rebate_amount']){
    //返现金额不相等，则出款金额改变
    $out_amount = $param['rebate_amount'] - $before_rebate_amount ;
    $this->outMount($business->business_id,$out_amount);
  }

  if($param['rebate_status'] == 9){
    //财务拒绝通过
    $business->audit_status = $param['rebate_status'];
    $business->rebate_amount = $param['rebate_amount'];
    $business->status = 6;
    $business->save();

    //生成日志
    $this->insertWithdrawLog($param['withdraw_id'], $business->status, $business->audit_status, $param['rebate_remark'], $param['admin_id']);

  }else{
    //提现的各种返回结果
    $this->payReturnResult($business,$param);
  }
}

/**
 * Function:微信提现返回的各种结果
 * Author:cyw0413
 * @param $res
 * @param $business
 * @param $param
 */
public function payReturnResult($business,$param)
{
  $input = [
    'weixin_config_id' => 20 ,
    'openid'      => $business->business->open_id,
    'amount'      => $param['rebate_amount'] * 100,
    'trade_no'     => $business->order_sn, //商户订单号
    'desc'       => "微信提现"
  ];

  $pay = new PayLogBaseService();
  $res = $pay->weixinPay($input);

  if($res['result_code']=="SUCCESS"){
    //提现成功
    $business->audit_status = 4;
    $business->status = 4;
    $business->rebate_amount = $param['rebate_amount'];
    $param['rebate_remark'] = "已付款(".$param['rebate_amount'].")";

  }elseif ($res['err_code'] == "MONEY_LIMIT"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，已达到付款给此用户额度上限";
    //throw new \Exception($param['rebate_remark']);

  }elseif ($res['err_code'] == "AMOUNT_LIMIT"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，低于最低付款金额或者高于最高付款金额";
    //throw new \Exception($param['rebate_remark']);
egdf
  }elseif ($res['err_code'] == "NOTENOUGH"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，付款帐号余额不足或资金未到账";
    //throw new \Exception($param['rebate_remark']);

  }elseif ($res['err_code'] == "SIGN_ERROR"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，签名错误";

  }elseif ($res['err_code'] == "PARAM_ERROR"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，参数错误";

  }elseif ($res['err_code'] == "OPENID_ERROR"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，Openid错误";

  }elseif ($res['err_code'] == "FATAL_ERROR"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，两次请求参数不一致";

  }elseif ($res['err_code'] == "CA_ERROR"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，商户API证书校验出错";

  }elseif ($res['err_code'] == "V2_ACCOUNT_SIMPLE_BAN"){
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，无法给非实名用户付款";

  }else{
    $business->audit_status = 3;
    $business->status = 3;
    $param['rebate_remark'] = "提现失败，服务器繁忙，请稍后再试";
    //throw new \Exception($param['rebate_remark']);
  }

  $business->save();

}

当微信平台余额不足或者出现各种错误而提现失败的时候，这里还有支持重新付款的功能：其实就是点击按钮后重新调用付款到零钱的功能，知道成功付款

/**
 * Function:重新付款
 * Author:cyw0413
 * @param $param
 * @throws \Exception
 */
public function repay($param)
{
  if(empty($param)){
    throw new \Exception("参数错误");
  }
  $business = GroupBusinessWithdrawBaseModel::find($param['withdraw_id']);
  if(empty($business)){
    throw new \Exception("不存在！");
  }
  if($business->audit_status != 3){
    throw new \Exception("状态有错误");
  }
  //提现的各种返回结果
  $this->payReturnResult($business,$param);
}

总结

以上所述是小编给大家介绍的PHP实现财务审核通过后返现金额到客户的功能,希望对大家有所帮助，如果大家有任何疑问请给我留言，小编会及时回复大家的。在此也非常感谢大家对小牛知识库网站的支持！
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